Showing posts with label personal goals. Show all posts
Showing posts with label personal goals. Show all posts

Saturday, October 3, 2009

Working together, We Could Make Zillions!

There is Much Power in Numbers, So Let's Commit to Supporting One Another.

By Ally Loprete

Lately, I’ve really been fascinated with numbers.
This fascination has grown recently, I imagine, from creating my own internet-based company. The infinite numbers to be comprehended are literally incomprehensible -- and fascinating at the same time. These numbers give me enormous amounts of optimism and frighten me at the same time. In fact, this number game is what ultimately what led me to create the concept for my business, OurMilkMoney.com.
It must have been about seven months ago that I was lying awake one evening after my family had gone to bed. I imagined that there must be zillions of parents across the country who were thinking the same things that I was. Perhaps zillions had also left their corporate day jobs to discover that staying home was by far the better way to go. Maybe zillions of new moms also took that leap of faith, spoke to a zillion husbands and said, “I am going to start my own company and work from home so that I can stay home with the kids,” which prompted a zillion panicked faces on a zillion different men. These zillions also were soon to learn that it would be twice as much work as they’d ever expected, but would vow to make it work for the sake of their families.
If there really were zillions that lay awake the same way I was, going through the numbers over and over again like it was some kind of riddle to be solved, then that was at least a zillion connections I wanted to make. Were zillions of us really choosing to take but a fraction of our previous income for double the amount of work? Yes, this was THANKLESS work, with no sick pay, no paid vacation time, no group health benefits, and no company lunches paid for -- and yet, we’d chosen this new role as if it was the greatest opportunity we’ve ever had for ourselves, and it made us feel a zillion more times at home. Were we all just insane?
It was thoughts like these that made me realize the power in numbers. If there truly were large numbers of parents out there just like me, I could certainly use their friendship and their support. In exchange, I’d be happy to lend mine. More than that, I wanted to make a pact with all of these parents: “I’ll buy your stuff if you'll buy mine.”
Easy enough. Now where would I find these parents? It shouldn’t have been difficult to find them with zillions of pages of information available at my internet fingertips, so I decided to begin looking each time I made a new online purchase. I searched. And searched. And searched. Every time I made any purchase online, I put in an extra keyword “parent” to narrow my search and pull up a vendor who was working from home to afford the opportunity to stay home with their children. I became more and more shocked at how difficult this was, and it frustrated me. I KNEW there were parents out there who would love to sell me their shampoo, just as much as I’d love to buy it from them! It shouldn’t be so hard to find them!
That is when it hit me like a ton of bricks. If there was no such search directory, I was going to create one.
So that is what I did. I have created a way for a zillion parents to support one another, and I feel a zillion times better. One day we’ll all be zillionaires! Or at least we’ll have made a zillion new friends in the process.

Ally Loprete is the Co-Founder of OurMilkMoney.com, an online directory of self-employed parents across the country. Ally's focus is to help expose parents working to create a better life for their families and her mission is to educate consumers on the value of purchasing from the small business owner. Ally is passionate about inspiring parents to connect with one another, and will often write about the brilliant ideas that seem to come to her only in the shower or while blowing her hair dry.

Monday, November 3, 2008

My Father, The Financial Genius


Written by Guest Blogger, Chris Mancini


Let’s face it, it hasn’t been a good year for the dollar. From being gouged at the gas pump to the financial markets all put collapsing, it makes me want to go into a large corporation at random and punch a CEO right in the face and then smother him with an actual golden parachute.

Then when you have kids, every time there is a food price increase due to higher fuel costs, it hits you exponentially. But there’s all that money you’ve put away for retirement, right? Right?

I work free-lance. I don’t really have a 401K. My wife, however, is a normal person. She does. Or, she did. Before our eyes we saw our balance that we… I mean my wife, worked very hard for years and year so it would hopefully grow into something we could use when we retired. Or at least blow on something stupid like a yacht painted with the slogan “Gas, Grass or Ass, No One Rides for Free”.

My wife and I knew very little about money and the “markets”, “401Ks” and “investing.” We really didn’t. So we learned the hard way, by making mistakes. Not a good way to learn.

Our generation learned nothing about money from our parents. “Put money in a savings account” was the long and short of our financial planning advice. I remember once my father asked me what a stock option was. Then I told him. He looked at me like I just tried to explain quantum physics.

But then I asked my father how his pension was doing. “Fine” he replied. “I don’t trust the stock market so all my money was in fixed.” Whoah. Stop right there. It was the wisest thing my father had ever said. That wily, wily son of a gun.

Obviously now this whole “knowing nothing” about money and the economy was all a ruse. My father was a financial genius and saw this coming a mile away. His money wasn’t in the market. He was safe. And since he’ll be retiring soon, he doesn’t have to worry about working another 100 years, like the rest of us. This of course made me both impressed and resentful.

But who do you turn to? Financial planners? They are nothing more than glorified bookies. We had one that was so moronic he actually got us into more debt. Thanks, I could have done that myself and saved $500.

So we had to learn about money on our own. But more importantly we have to teach our kids about money. We just have to. Things are too complicated and unstable. They have to know. Right after they get their $5.00 allowance tell them if they hold on to it for a year and keep it in the market then they’ll only have to pay capital gains taxes on it. Their response will probably be “But I just want to buy candy” which is certainly valid as well.

Recently our 401K (I can say “our”, we’re married) went down to a 30% loss. At least that’s something. Right now all you can hope for is a smaller negative number. But when my father comes to visit this Christmas, he’s buying.

Chris Mancini is a comedian and author. His first book “My Life is Over, A Handbook for the Freaked-Out New Dad” will be out next father’s day.

http://www.daddyneedssomealonetime.blogspot.com/

Tuesday, October 28, 2008

The Truth Behind the Mask




By Ally Loprete

They call me “supermom”.
That is because I am a mom, and I have super powers. How else would I be able to manage the chaos in my life and handle everything with a smile on my face without breaking a sweat?
Don’t believe me?
See for yourself: I have a very demanding 2 year old, and another on the way. I am the co-founder of a national organization that caters to 4500 recipients in 80 cities nationwide, and the CEO of a handmade jewelry company that I design and create. I am a leader, a motivator and a people mover, giving public seminars, volunteering to teach improvisation to inner city children, planning community events, writing guest blogs and articles to over 25 news sites, not including my own. I participate in my son’s pre-school twice a week, teach musical theatre and performance to 9 year old girls at a local dance studio, and still find time to run a household, go grocery shopping, prepare 3 meals a day and sleep. I do not have a nanny, rely on daycare, nor do I have any family close by (or even in the same state for that matter) to rescue me or my schedule.
That is why I am known as “supermom”.
But like any superhero, I have a secret identity. Behind the mask is a woman who struggles to maintain the balance of it all, has broken down on more than one occasion, exploded with Niagara Falls, water works hysterics, has turned to one too many bottles of wine in the middle of the day, screams at her husband “how DARE you ask me if you can hang out with the guys tonight???” and has made several “parenting” mistakes such as putting off a dirty diaper change to finish a blog- which resulted in a diaper rash for her infant son. Even as a superhero, I wonder how others are able to pull it off.
Look closer.
Is anyone really pulling it off?
What is this term, “supermom” really doing to our society? Does the term inspire, or intimidate? Does it put added pressure on the women of today that are trying to do it all?
The truth is I am no supermom.
I don’t have any super powers, and I certainly have a breaking point. The more women I speak to, the more I realize we are all very similar. Mothers today are simply amazing- but then again we HAVE to be. Of the women that I know that are working full time- or even part time- and raising a family and maintaining a household, none of them are doing it just because it’s fun for them, and they were looking for MORE in their lives. Most of us are doing it because it’s what is necessary for our families to survive in today’s world. Our families need us to try and bring in a supplemental income because one income is not enough from our husbands- not even those with college degrees and higher educations. It’s not their fault, and we certainly don’t blame them. It’s just the way it is these days.
Before you choose to let someone who seems to be able to do it all overawe you and minimize what you know you are capable of doing, LOOK CLOSER.
If there are days that you feel you are barely staying afloat, take a moment and look at the others in your very same pool treading water. Perhaps they are looking at YOU and wondering how you got YOUR superpowers. All the things that you accomplished today? You seem pretty amazing to me. I’d love to know your secret…
…or your secret identity. I think I might relate better to the woman behind the mask. The real person who falls down often, forgets to eat, lets the laundry pile up, and cries from the overwhelm. It feels better to unveil myself, come clean that I am not actually able to “pull it off” and laugh about it with others who often feel the same way I do. It’s a relief to know I don’t have to save the planet all on my own.
Again.
and again.
and again.

Wednesday, August 20, 2008

Give


By Guest Blogger, Lisa Lange

It's not as hard as it sounds. Just reach out your hand.


I know that may sound absurd, but I know that many people understand
this concept. I know, as many of you do, that there is always
something to give. Time, energy, a helping hand, a shoulder to lean
on, an ear to listen, a pat on the back, a kind word, a kiss or a hug.
Giving of yourself is truly the best gift of all. It doesn't cost any
money, and it keeps the energy flowing. Since the universe works in
full circle, you must give in order to receive.


Over the past year, while in the infancy stages of my business, I have
been faced with many obstacles, opportunities, whatever you would like
to call them. And, I know that they will keep coming. The difference
between now and then? The way I look at life. It's not a chore, it's
not "hurry up weekend". It's a journey.


I have always been told that people come into your life for a reason,
a season or a lifetime. It is amazing when you change your focus,
decide to maintain positive energy, and focus on what "really matters"
the people that come into your life. And, unfortunately, the people
that make their way out of your life. What happens when you welcome
these "new" people into your life? They bring the gifts to you, like
you have brought to others. You become surrounded by the people that
make a difference. Here comes your pat on the back, your listening ear
when you feel down, your shoulder to lean on when you think you've had
enough, and the kind word you've waited so long to hear.


What are you going to do the next time you feel like you have nothing?

Lisa Lange, Owner of Reading About Me is a friend of the Our Milk Money organization, and a very generous support to parents and families around Arizona and all over the online community.

Tuesday, July 8, 2008

Parents Unite!

Face it, you are not the person that you used to be. Ever since you became a parent, you have a hard time recognizing yourself. Perhaps there is a bit of sadness because you’ve lost your own childishness, but there is no denying that you’ve developed a maturity that has absorbed itself into every fiber of your being. You’d been in love before, but when you children came along, this love encompassed you in a way that you never could have predicted. This metamorphosis might have even been painful for you, but only because the intensity of this love was so vast and unanticipated, perhaps even astonishing. Becoming a parent has driven you in ways you never thought possible. Parenthood has made you more devoted, more committed and more determined to succeed in providing for your family.
For some of you going back to work was never an option. For others, working for someone else to get that steady paycheck seemed like the only option. It doesn’t matter what kind of parent you became. We understand your devotion to your children and the intense fervor you feel to provide for them.

Our Milk Money is an Organization that was built for parents like you.
Our Milk Money is an online directory that lists only products and services sold by parents. But we are much more than just another business directory. We are an organization that provides a support network for parents who have chosen to stay home with their children, and we do what we can to encourage each of our members to make their purchases from each other- keep the money we are already spending "in house" because it's more valuable to families than it is to large corporations.

We believe that we have a chance to make a difference, but we must all work together.
Our concept will succeed if everyone does their part. No other group has taken on a task so great, and the reason WE WILL SUCCEED is because we all have one thing in common: Our devotion to our children. We must not fail them.

You don’t have to be a member, or even a parent to participate in this concept. If there are children in your life and you want to make a difference, we welcome you to take part in Our Milk Money. Link your site to us. http://www.ourmilkmoney.com/
We are not just another business trying to move up the ranks. We are an organization dedicated to parents who need support their children. If we all commit to this concept, we all have a better chance of rising up TOGETHER.
Imagine the possibilities.

We've started a campaign that will educate consumers on the value of purchasing from a mom or a dad. We believe that in time we will have created a mini-economy, and a better means of survival- especially during this recession where every dollar counts. We want parents to feel that they can make their own choices in how to raise their children, provide for them, and how much time they spend with them. Not be a slave to a job that promises a paycheck, or a boss that represents keeping that job.

Join the Our Milk Money Organization, and you will know immediately that you are contributing to a good cause, because it’s your own.

Find out more about Our Milk Money, and what we are doing to promote parent owned businesses everywhere.

Learn about Our Milk Money’s mission to empower parents and help them provide for their children.

Join us. http://www.ourmilkmoney.com/

Wednesday, July 2, 2008

By Working Together We Are Empowering Ourselves!

There is going to be times where we lose the momentum and we forget what we were working for, but right now we have it, and we feel the energy from all of you. It’s feeding itself. We can see very clearly what we are able to accomplish. This takes everyone’s support. We are giving memberships for only $25 for the year, because right now your passion and excitement is worth more than any amount of money. We will lead you in anyway that helps you stay committed to the over all goal, and your faith in us keeps us accountable – so we thank you for that. We need you just as much as you need us. If everyone does there part, we will succeed as a team.
We’d like you to do what you can to adopt our philosophy and our way of thinking. In this virtual world of intra-personal communication, we need to believe that there is a force that binds us all together. I believe it’s the love we have for our children…because, let’s face it, none of knew this kind of love until we became parents. It changed everything about who we are as people and what is ultimately important in our short time on this planet. No matter what you personal goals are for your family, what kind of house you want to live in, the monetary limit you've put on yourself to feel successful, we all have our children in common, and no one should ever be able to tell us how much quality time we are able to give to our families. No one’s priorities are more important than yours and your children’s. Sometimes we get confused by what we have to give up in order to have the things we need for our families. “I need to keep working at this terrible job because it allows me to pay for food and clothes for my children.” Throw out that way of thinking! You are in charge of your achievements. You are not in this alone. There are others just like you who are passionate about a real network to give you the support you need. Your team won’t let you down, because you are one of us, we know that you won’t let us down. By helping others, you will be helping yourself. It is your responsibility to recognize the opportunities in which you can contribute, and act on them. Then you can trust and know for certain that when you are in need, someone will be there to help you, too. So many of you have already done exactly that, and we are incredibly grateful to have found you. You’ve told us how excited you are about our mission, you’ve put your faith in us by asking to be a part of a website that doesn’t even exist yet, you’ve written blogs about us, you’ve passed out our fliers, and you’ve referred new members to us. You wouldn’t believe how it’s transformed us, every little thing you have done for us, we’ve noticed and taken it to heart. We are more excited now than even the day we came up with the concept for ourmilkmoney. You helped us bring our idea to reality and we will never forget you for it. It’s the yin and yang, and the balance of the universe. We believe that we can create any environment that we want and the more positive it is, the more inspired we will all be.
You have already pushed us beyond what we thought was possible with ourmilkmoney, and because of that we can’t contain our excitement for what lies ahead…whatever that may be. We haven’t bound you to any contract, you don’t HAVE to contribute in anyway, but we trust that you’ll bring something to the table when the time is right. You believe in us, and we believe in you. That is what sets us apart from other organizations, and that is why we will succeed beyond anything else.

Help us to show the world that it is possible to belong to a network that is based on a common goal, and trust in each other. We know that we will be rewarded for our integrity and our commitment to our families and each other. Your success means our success. We can’t do this without a team. YOU are our team. Congratulations on becoming a part of something that matters and may shape the world into something we can be proud of giving our children.